College Football Predictions for Week 16

Odds: Line |  O/U
Division: All |  FBS |  FCS |  II |  III
Postseason: Recent |  All Week 16

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12/13/2025 NCAA FB Games
Time	Matchup	Prediction	Actual	Result
3 PM	Army @ Navy   Spd: -4.5 📊 GOLD	Navy WIN 35.8-18.9 won 92.89% of sims, average margin of 16.8 Prediction Projected Stats	Navy wins 17-16
8 PM	Boise State @ Washington (14)  Spd: -8.5 📊 GOLD	Washington WIN 33.5-24.9 won 78.42% of sims, average margin of 8.6 Prediction Projected Stats	Washington wins 38-10

12/16/2025 NCAA FB Games
Time	Matchup	Prediction	Actual	Result
9 PM	Troy @ Jacksonville State   Spd: +4.0 📊 GOLD	Jacksonville State WIN 25.0-23.9 won 51.25% of sims, average margin of 1.1 Prediction Projected Stats	Jacksonville State wins 17-13

12/17/2025 NCAA FB Games
Time	Matchup	Prediction	Actual	Result
5 PM	Old Dominion @ USF   ML: -192 / +160Spd: -3.0O/U: 52.5 📊 GOLD	USF WIN 39.3-27.2 won 83.75% of sims, average margin of 12.1 Prediction Projected Stats	Old Dominion wins 24-10
8:30 PM	Louisiana @ Delaware   ML: -108 / -112Spd: +3.0O/U: 61.5 📊 GOLD	Delaware WIN 32.2-28.8 won 60.00% of sims, average margin of 3.4 Prediction Projected Stats	Delaware wins 20-13

12/18/2025 NCAA FB Games
Time	Matchup	Prediction	Actual	Result
9 PM	Missouri State @ Arkansas State   ML: -118 / -102Spd: -1.0O/U: 54.5 📊 GOLD	Arkansas State WIN 33.8-30.2 won 61.58% of sims, average margin of 3.6 Prediction Projected Stats	Arkansas State wins 34-28

12/19/2025 NCAA FB Games
Time	Matchup	Prediction	Actual	Result
11 AM	Kennesaw State @ Western Michigan   ML: -166 / +140Spd: -4.0O/U: 47.5 📊 GOLD	Western Michigan WIN 30.0-24.4 won 65.91% of sims, average margin of 5.6 Prediction Projected Stats	Western Michigan wins 41-6
2:30 PM	Memphis @ NC State   ML: -192 / +160Spd: -5.5O/U: 57.5 📊 GOLD	NC State WIN 35.4-26.6 won 76.36% of sims, average margin of 8.8 Prediction Projected Stats	NC State wins 31-7
8 PM	Alabama (19) @ Oklahoma (20)  ML: -108 / -112Spd: +1.0O/U: 40.5 📊 GOLD	Oklahoma WIN 25.1-22.4 won 56.92% of sims, average margin of 2.7 Prediction Projected Stats	Alabama wins 34-24

12/20/2025 NCAA FB Games
Time	Matchup	Prediction	Actual	Result
12 PM	Miami (3) @ Texas A&M (7)  ML: -170 / +142Spd: -3.5O/U: 49.5 📊 GOLD	Miami WIN 29.5-29.5 won 50.38% of sims, average margin of 0.1 Prediction Projected Stats	Miami wins 10-3
3:30 PM	Tulane @ Ole Miss (15)  ML: -1000 / +650Spd: -17.0O/U: 56.5 📊 GOLD	Ole Miss WIN 38.8-26.9 won 83.46% of sims, average margin of 11.9 Prediction Projected Stats	Ole Miss wins 41-10
7:30 PM	James Madison (25) @ Oregon (4)  ML: -2100 / +1100Spd: -21.0O/U: 47.5 📊 GOLD	Oregon WIN 41.1-16.3 won 96.54% of sims, average margin of 24.8 Prediction Projected Stats	Oregon wins 51-34

12/22/2025 NCAA FB Games
Time	Matchup	Prediction	Actual	Result
2 PM	Washington State @ Utah State   ML: -115 / -105Spd: -4.0O/U: 49.5 📊 GOLD	Utah State WIN 28.1-23.3 won 67.06% of sims, average margin of 4.8 Prediction Projected Stats	Washington State wins 34-21

12/23/2025 NCAA FB Games
Time	Matchup	Prediction	Actual	Result
2 PM	Toledo @ Louisville (10)  ML: -265 / +215Spd: -9.5O/U: 44.5 📊 GOLD	Louisville WIN 22.7-22.5 won 54.33% of sims, average margin of 0.2 Prediction Projected Stats	Louisville wins 27-22
5:30 PM	Western Kentucky @ Southern Miss   ML: +110 / -130Spd: +4.0O/U: 58.5 📊 GOLD	Western Kentucky WIN 30.7-27.6 won 58.00% of sims, average margin of 3.1 Prediction Projected Stats	Western Kentucky wins 27-16
9 PM	UNLV @ Ohio   ML: +210 / -258Spd: +4.0O/U: 65.5 📊 GOLD	UNLV WIN 39.9-32.2 won 70.67% of sims, average margin of 7.7 Prediction Projected Stats	Ohio wins 17-10

Today's NCAA FB Games
Time	Matchup	Prediction	Actual	Result
8 PM	California @ Hawaii   ML: -112 / -108Spd: -1.0O/U: 52.5 📊 GOLD	Hawaii WIN 31.7-19.9 won 83.46% of sims, average margin of 11.8 Prediction Projected Stats	California leads 21-13 Q3 3:27

12/26/2025 NCAA FB Games
Time	Matchup	Prediction	Actual	Result
1 PM	Central Michigan @ Northwestern   ML: -410 / +320Spd: -11.0O/U: 43.5 📊 GOLD	Northwestern WIN 27.8-20.2 won 72.31% of sims, average margin of 7.5 Prediction | Simulate Projected Stats
4:30 PM	New Mexico @ Minnesota   ML: -125 / +105Spd: -2.0O/U: 44.5 📊 GOLD	Minnesota WIN 25.0-23.4 won 56.92% of sims, average margin of 1.6 Prediction | Simulate Projected Stats
8 PM	FIU @ TX-San Antonio   ML: -230 / +190Spd: -9.5O/U: 59.5 📊 GOLD	TX-San Antonio WIN 41.7-23.0 won 93.46% of sims, average margin of 18.7 Prediction | Simulate Projected Stats

12/27/2025 NCAA FB Games
Time	Matchup	Prediction	Actual	Result
11 AM	Pittsburgh @ East Carolina   ML: +275 / -345Spd: +6.0O/U: 56.5 📊 GOLD	Pittsburgh WIN 36.3-27.2 won 77.50% of sims, average margin of 9.1 Prediction | Simulate Projected Stats
12 PM	Penn State @ Clemson   ML: -170 / +142Spd: -3.0O/U: 48.5 📊 GOLD	Penn State WIN 27.7-23.6 won 59.50% of sims, average margin of 4.1 Prediction | Simulate Projected Stats
2:15 PM	Connecticut @ Army   ML: -305 / +245Spd: -3.0O/U: 48.5 📊 GOLD	Connecticut WIN 28.5-23.7 won 66.50% of sims, average margin of 4.8 Prediction | Simulate Projected Stats
3:30 PM	Georgia Tech @ BYU   ML: -192 / +160Spd: -3.0O/U: 56.5 📊 GOLD	BYU WIN 36.2-34.9 won 61.00% of sims, average margin of 1.3 Prediction | Simulate Projected Stats
4:30 PM	Miami (Ohio) @ Fresno State   Spd: -3.5 📊 GOLD	Fresno State WIN 24.2-16.6 won 72.50% of sims, average margin of 7.6 Prediction | Simulate Projected Stats
5:45 PM	North Texas @ San Diego State   ML: +124 / -148Spd: +3.0O/U: 54.5 📊 GOLD	North Texas WIN 27.0-21.9 won 63.50% of sims, average margin of 5.1 Prediction | Simulate Projected Stats
7:30 PM	Virginia @ Missouri (21)  ML: -198 / +164Spd: -7.0O/U: 45.5 📊 GOLD	Missouri WIN 26.9-25.8 won 54.00% of sims, average margin of 1.1 Prediction | Simulate Projected Stats
9:15 PM	LSU @ Houston   ML: -142 / +120Spd: -3.0O/U: 41.5 📊 GOLD	Houston WIN 28.6-18.8 won 81.50% of sims, average margin of 9.8 Prediction | Simulate Projected Stats

12/31/2025 NCAA FB Games
Time	Matchup	Prediction	Actual	Result
7:30 PM	Miami @ Ohio State   Spd: -3.0 📊 GOLD	Ohio State WIN 29.6-25.9 won 66.25% of sims, average margin of 3.7 Prediction | Simulate Projected Stats

1/1/2026 NCAA FB Games
Time	Matchup	Prediction	Actual	Result
12 PM	Oregon @ Texas Tech   Spd: +1.0 📊 GOLD	Oregon WIN 32.3-29.6 won 56.25% of sims, average margin of 2.8 Prediction | Simulate Projected Stats
4 PM	Alabama @ Indiana   ML: -258 / +210Spd: +1.0O/U: 48.5 📊 GOLD	Indiana WIN 33.0-26.6 won 80.00% of sims, average margin of 6.3 Prediction | Simulate Projected Stats
8 PM	Ole Miss @ Georgia   Spd: -6.5 📊 GOLD	Georgia WIN 33.6-32.0 won 51.25% of sims, average margin of 1.7 Prediction | Simulate Projected Stats

Legend/Totals

	Total	Top 25
Correct Picks	12 (75.0%)	5 (83.3%)
Incorrect Picks	4 (25.0%)	1 (16.7%)
Final Margin within 5 Pts	4 (25.0%)	1 (16.7%)
Beat the Spread	8 (50.0%)	3 (50.0%)